Rent vs Buy Calculator

Home price (if buying)

Monthly rent (if renting)

How long will you stay? (years)

Mortgage rate (APR, %)

Down payment (%)

Mortgage length (years)

PMI rate (%/yr)

Home price growth (%/yr)

Rent growth (%/yr)

Investment return (%/yr)

Inflation (%/yr)

How you file your taxes:

Individual return Joint return

Property tax rate (% of home value) Included in bundled fee

Marginal tax rate (%)

Other itemized deductions ($/yr)

Capital gains tax rate (%)

Costs of buying home (% of price)

Costs of selling home (% of sale price)

Fee inflation / growth (%/yr)

Common fees deductible (%)

Maintenance/renovation (% of home value/yr)

Homeowner's insurance (% of home value/yr)

Extra monthly utilities ($)

Security deposit ($ first year)

Broker's fee (% of annual rent)

Renter's insurance ($ first year)